Category Archives: Personal Retirement

Universal 401K Savings Initiative

Retirement savings plans are not universal. Only 55 percent of Americans working full time have a retirement savings plan. Part-time workers and the poor fare worst. A universal 401(k) plan is proposed that would spread these tax benefits more evenly … Continue reading

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Personal Check on Retirement Resources

A recent study by the National Association of Realtors found that boomers delay retirement and are less likely to downsize their residence. High debt and insufficient savings are keeping many baby boomers from giving up the workforce when they reach … Continue reading

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